Pricing
Retirement plans
Our lead offer and the ongoing support that keeps a plan document current.
Solo 401(k) plan setup
Starting at $1,200
one time
Customized plan-document package for an owner-only business, with implementation assistance and your initial working session.
- Customized plan document and adoption paperwork
- Traditional and Roth provisions where selected
- Participant-loan provision where selected
- Rollover and account-opening instructions
- Initial implementation meeting
Bank, custodian and investment costs, and any CPA or legal work, are separate.
Learn about this serviceOngoing annual support
$200
per year
Continued administrative support and plan-document upkeep through the plan year.
- Document updates as provisions or rules change
- Contribution and recordkeeping questions
- Coordination help with banks and custodians
Tax return and Form 5500-EZ preparation are not included.
Learn about this servicePlan reinstatement
$250
when applicable
For a plan that lapsed out of ongoing support and needs to be brought current.
- Review of current plan-document status
- Restatement or catch-up documents as needed
- Return to ongoing annual support
The annual support fee then resumes at $200 per year.
Learn about this servicePricing
Business structures
Entity formation and organising documents. State filing fees are set by the state, not by us, and can change.
Standard business LLC
$795
service fee + state filing fee
Formation and organising documents for an operating, holding or investment company in your home state.
- Formation filing prepared and submitted
- Operating-agreement documentation
- EIN coordination
- Organisational resolutions
Your home-state filing fee, registered-agent fees and annual state reports are paid to those parties directly.
Learn about this serviceLean S-Corp Optimizer
$995
service fee + state filing fees
Entity setup and documentation for a 1099 professional or owner whose CPA is discussing an S-election.
- Entity formation and organising documents
- Documentation supporting an S-election your CPA files
- Coordination with your payroll provider and CPA
- Explanation of how the entity interacts with a Solo 401(k)
State filing fees, payroll service, bookkeeping and the CPA work on reasonable compensation and the election itself are separate. We make no representation about tax outcomes.
Learn about this serviceWyoming anonymous LLC (Invisible Investor)
$995
service fee + $100 Wyoming filing fee
A Wyoming LLC formed with a privacy-oriented ownership arrangement, commonly used for holding assets. Estimated total $1,095.
- Wyoming formation filing
- Operating-agreement documentation
- EIN coordination
- Registered-agent coordination
The $100 Wyoming state filing fee is a government charge and can change. Registered-agent renewals, annual reports and any home-state foreign registration are separate. Privacy of public records is not the same as legal protection.
Learn about this servicePricing
IRA structures
Documentation for self-directed IRA structures.
IRA LLC setup
$1,295
one time
An LLC owned by your self-directed IRA, documented and coordinated with your custodian for checkbook control.
- Formation filing and IRA-specific operating agreement
- Custodian coordination and subscription paperwork
- EIN coordination for the LLC
- Written guidance on prohibited transactions and disqualified persons
State filing fees, custodian account and transaction fees, and bank charges are separate. We do not custody assets or select investments.
Learn about this serviceQuoted, not fixed
Where no single published price exists
We would rather say so than publish a number that would not hold.
Coordinated structures
There is no bundled package price. A coordinated structure is priced from the individual components you select, plus government and third-party fees.
Read the detailsAlternative-investment education
Education and coordination are part of the related engagement rather than a separate product. We never select or recommend investments.
Read the detailsReal-estate funding
Survival 401K does not lend and does not charge a fee for the referral. Rates, points and lender fees are quoted by the independent lender.
Read the detailsPrices shown are published Survival 401K service fees. State and government filing fees, registered-agent renewals, custodian, bank, payroll, legal, CPA, investment and lender charges are separate where applicable, and government fees can change.
Scope
What is included, and what is separate
Included in our fees
- Customized plan document package and adoption paperwork
- Traditional and Roth provisions where selected
- Participant-loan provision where selected
- Rollover and account-opening instructions
- Initial implementation meeting
- Ongoing access to support during your annual term
Not included
- State and government filing fees and registered-agent renewals
- Bank, custodian and account maintenance expenses
- Investment costs and third-party service charges
- Legal, CPA and tax-preparation services
- Preparation or filing of Form 5500-EZ or your tax returns
- Investment selection, advice or recommendations
State and government filing fees, registered-agent renewals, bank and custodian expenses, payroll services, investment expenses, lender charges, legal and CPA services and other third-party charges are separate where applicable, and government fees can change.
Fee questions